Why Micro Mortgages Matter

A Fair and Realistic Solution to Homeownership Inequality by Jorge Newberry As I discussed in a recent Huffington Post article, one of the unintended consequences of the 2010 Dodd-Frank Act—which sought to address toxic mortgage lending practices that led to the Great...

Examining the Racial Divide in Home Sales

According to a new Redfin analysis, the average home in a primarily Black neighborhood nationwide is worth $46,000 less than a comparable home in a primarily white neighborhood. Redfin analyzed the values of more than seven million listed and sold from 2013 through...

The Suburbs’ Changing Demographics

(Story by Chuck Green) Over the last decade, U.S. suburbs have become more racially and ethnically diverse—not to mention more Democratic, according to Redfin.com. To get a better handle on this transition, the company studied data from the U.S. Census, along with...

The ‘Anti-Redlining’ Law’s Uncertain Future

A primary goal of 1977’s Community Reinvestment Act (CRA) was to reverse the effects of redlining, a practice by which the federal government and banks actively avoided lending to borrowers from lower-income and minority neighborhoods. Some housing advocates...